Xapo Card Buy Now
- Anonymity Low
- Instant TopUp
- Initial Cost $ 0
- Monthly Fee $ 0
- ATM Fee $ 0
- Overall Fee 0%
Xapo Bank is a licensed private bank and registered Virtual Asset Service Provider (VASP), operating under the regulation of the Gibraltar Financial Services Commission (GFSC).
Debit Card Capabilities
The Xapo Bank debit card enables users to make purchases and ATM withdrawals in both USD and BTC. It can be used internationally in regions where major card networks such as Mastercard are accepted.
Pricing and Fees
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Card payments, including foreign transactions, are processed without hidden fees.
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ATM withdrawals are free up to $100 per month; a 2% fee applies beyond this limit.
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Foreign exchange on card spending is offered without additional charges.
Spending and Usage
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High transaction limits are supported, suitable for substantial purchases.
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The card can be used online, in-store, and at ATMs in over 100 countries.
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Bitcoin can be spent with a 0.1% spread over the market rate and no network fees.
Rewards and Cashback
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Users may earn up to 1% cashback in Bitcoin on qualifying transactions.
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Cashback rewards are not capped and are issued in BTC rather than traditional loyalty points.
Additional Features
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A premium metal card is included at no extra cost.
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Virtual cards can be created for online use and managing subscriptions.
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Available as part of a premium membership plan costing $1,000 USD per year.
Associated Services via Premium Membership
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Access to the Xapo Bank mobile app.
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Bitcoin custody services dating back to 2013.
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Bitcoin-backed loans of up to $1 million USD.
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Options to designate account beneficiaries.
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Potential reductions in BTC trading fees.
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Interest earnings in BTC on both BTC and USD account balances.
Normal Card Use
Load Money
$ 1,000.00
Overall Fee
0%
Total Spend
$ 1,000.00
POS
80%
Purchases
20
Actual Spend
$ 800.00
ATM
20%
Withdrawals
4
Actual Spend
$ 200.00
POS Int.
0%
Int. Purchases
0
Actual Int. Spend
$ 0
ATM Int.
0%
Int. Withdrawals
0
Actual Int. Spend
$ 0
Rare Card Use
Load Money
$ 1,000.00
Overall Fee
0%
Total Spend
$ 1,000.00
POS
40%
Purchases
4
Actual Spend
$ 400.00
ATM
40%
Withdrawals
2
Actual Spend
$ 400.00
POS Int.
10%
Int. Purchases
1
Actual Int. Spend
$ 100.00
ATM Int.
10%
Int. Withdrawals
1
Actual Int. Spend
$ 100.00
International Card Use
Load Money
$ 1,000.00
Overall Fee
0%
Total Spend
$ 1,000.00
POS
10%
Purchases
6
Actual Spend
$ 100.00
ATM
10%
Withdrawals
2
Actual Spend
$ 100.00
POS Int.
30%
Int. Purchases
2
Actual Int. Spend
$ 300.00
ATM Int.
50%
Int. Withdrawals
3
Actual Int. Spend
$ 500.00
Disclaimer: Please note that all cards are subject to changes in prices and fees which can depend on individual factors. The fees and metrics shown here are for guidance only - users should perform their own due diligence on each card deal.
Our individual card metrics assume various spending scenarios and the deduction of relevant fees to provide the user with an idea on fee losses relevant to spending patterns using a particular card. These are subject to change by Crypto Coin Comparison LTD, who hold no liability for customers choice and any subsequent losses.
Our individual card metrics assume various spending scenarios and the deduction of relevant fees to provide the user with an idea on fee losses relevant to spending patterns using a particular card. These are subject to change by Crypto Coin Comparison LTD, who hold no liability for customers choice and any subsequent losses.
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Important information
This website is only provided for your general information and is not intended to be relied upon by you in making any investment decisions. You should always combine multiple sources of information and analysis before making an investment and seek independent expert financial advice.
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